Inclusive global
banking
for freelancers

Get international bank accounts and tools tailored for freelancers to work and earn across borders. Access invoicing features, a global USD virtual card, and manage multiple currencies — all within one app.

Free USD, GBP and EUR accounts to receive instant payments from your clients

Get paid on time

Seamlessly receive payments from your foreign clients with a global bank account designed for you.

Best exchange rates

Save a tonne on exchange fees. Convert and withdraw foreign currencies to your local bank account at the best market rates.

Stress-free invoicing

Nudge your clients to pay for your services by sending professional invoices directly from your MyHGM app.

Everything you get when you
choose HGMS

✦ Foreign accounts for your global payments

✦ A virtual card to spend from

✦ Mobile money transfers

✦ No hidden fees

✦ Instant currency exchange

✦ Professional invoices

✦ Anti-fraud protection

✦ Competitive exchange rates

✦ 100% digital transactions

✦ Free account statements

✦ Insights on spending habits

✦ Savings pouch for your goals

✦ Freeze and unfreeze your virtual cards

✦ Free p2p transfers

Upskill and spend freely with a global Mastercard that just works

Secure international payments with advanced security measures

🔒 Protected and regulated

We are regulated by FinCEN and FINTRAC, so your money is always safe, and you can receive global payments hassle-free.

🛡️ Two-factor authentication

Protect your earnings with an extra layer of security to prevent unauthorised access to your Grey account.

🔔 Instant notifications

Never miss a payment with our real-time updates that keep you in the loop of every transaction.

Inclusive globalbankingfor freelancers